Originally Posted by Happy
The terms and conditions are very similar, if not identical, to the existing Citi AAdvantage card. Who would carry a balance or use it for balance transfer on the airline cards anyway? There are other cards that for such purposes.
Many are not so savy or disciplined.
It a consumer wants to maximize their personal gain, and still needs to carray a balance, they will find a non-rewards 0% card to carry a balance on, while using their rewards card to earn points/miles/cash and pay it off every month in full.