Originally Posted by Happy
Could you tell us how you handle the multi UA cards? Are they simply consumer and biz cards or you have UA cards of different sign up bonus, i.e. 17.5 20 and some first 12 mo free some have fees? exactly how you do this if you dont mind to explain?
I usually don't even look at cards with an annual fee. If they don't offer a one year fee waiver I move along.
At the moment I have a UA personal and US business card and three AA cards, two business and one personal. Not that there is any big difference except for loss of some excellent consumer protections when you use business card for charges. Thus, I favor use of personal cards. I do plan to apply for an additional UA business and personal cards in the near future to get the bonus and more annual fee free years.
Since there are 20K offers out there (17.5K on business) I don't see any reason to go with anything less.