is the bankruptcy due to owing citi $100k? sorry, couldn't help myself. my thought is that mi's are personal and i would not record them on a list of assets. however, the last time i updated my will, i left the ff miles in the estate. so i guess that they are valuable. it is possible that citi would want the mi's,if it is a creditor, but , because of restrictions by the a/l's [you can't sell them] are the mi's a transferrable asset to random creditors?