Originally Posted by stimpy
I just noticed that my Merrill+ Visa jumped from 5.8% interest to 8.9%. I called them and apparently this went into effect this year for all Merrill+ cards. So now I'm wondering what is the lowest interest rate card out there (given that I have excellent credit).
You carry a balance? The horror! There are plenty of cards out there with 0% intro APRs. Some for more than a year. Chase and Citi have both been known to offer cards with 0% on balance transfers and no balance transfer fees, which is the best bet (b/c then you can use another card to earn points/miles/cash-back, and still take advantage of the low interest rate).
And since most all of my transactions on Visa are outside the US, what is the best for that these days?
http://flyertalk.com/wiki/index.php/...reign_Exchange