Thanks for the welcome. I've actually been lurking and learning for a while.

I used my Paypal debit when I went to Florida last month and got about $30 cash back with it. I paid for the hotel and car with it and got the cash back plus the hotel points so it seems worth it.

Once you are verified with them I believe the daily limits are $300 for ATM withdrawals and $4000 for purchases. And it will take 3-4 days for a transfer to be complete when adding cash from your back account to Paypal account.

Gail