Yes, it's really overly complicated. Often, the lounge matrons will refuse to give you more than one chit or won't give your guest any chits, and you have to argue your way into getting your fair share of chits. Sometimes, the lounge people claim that they have run out of chits, etc. It's a mess. The PCs are so far superior it's really unbelievable (and cheaper membership rates than the RCC!). The UA int'l F lounges provide unlimited drinks, no chits required.