Well, perhaps if you had an email address in your profile, you *might* get some replys in person by some FT'ers who wished to share this with yo personally.

BUT, such a general question in this forum kinda looks like a "trolling" expedition fro who knows whom.

AND, no disrespect here, but do you realize what you're asking? We have the WSJ and others trying to get this kind of info...and it just can not be given without a real focus on specifics, a person-to-person talk, etc.

This is no reflection on you, but this is not a simple wuestion to answer. You would amplify your chances for a meaningful answer by putting you email address in your profile and let the FT'ers respond in their own way, in their own fashion, without structure.

Just a suggestion.