Originally Posted by pdhenry
I thought this was more a function of the level (Gold, Platinum, World, etc.) of the card than the issuer. The benefits are administered by Visa/Mastercard, etc. rather than by the bank.
Don't even base level Mastercards give CDW now? Maybe not...
In some cases you may be right but there are several exceptions e.g. Deutsche Bank offers a Platinum MasterCard that does not have any CDW, at least as far as I know. The netbank offers a Platinum MasterCard, too but this one includes CDW. SO two Plat MasterCards but with different benefits. Another example is the german HiltonHonors CC: it is a plain Visa Card but includes CDW.
I am not that familiar with the american CC system. At least in Europe it also (not only for sure!) depends on the issuing bank or company.