I understand that hard inquiries result from my request/applications for new credit and such, and soft inquiries come from the rest.

I also have learned that when my existing lenders check my credit files it also goes under the soft inquiry category under "account review." or something like that.

My question is,

1. From the personal credit reports from the major agencies, how do I count the number of HARD inquiries (and soft inquiries?) Experian report only shows "requests viewed by others" and "requests viewed by you".

2. Say I requested my bank for a credit limit increase. Do they pull a new Hard inquiry or a soft one? (does this come under the "account review" soft pull?)

Thanks!