Originally Posted by psyflyer
...So is it fraud? Whether directly or indirectly fraud is fraud.
I'm no lawyer, but frankly the OPs scheme is certain to be classified as fraud or a derivative thereof. (period)
If you have no legal expertise, why do you opine that the OP's potential actions would certainly be fraud -- a crime and a tort? In my view, it is highly likely that it is not fraud of either sort, and would be at most a breach of contract.
As I mentioned, though, I do think this conduct is morally dubious.