Originally Posted by BigChair
FWIW, I work for a retailer of high ticket items, and we NEVER check to make sure the refund is going onto the same card that was originally charged...we only verify that's it is the same person.
why don't you do it at your own workplace then?
some merchants have the CC information stored on their terminals where they don't need to swiped the card to issue a refund. they just look at it to verify it is the same card, and some don't (like the company you work for).
as for fraud, dictionary.com reads:
A deception deliberately practiced in order to secure unfair or unlawful gain.
take it for what its worth