Originally Posted by pushback
Yeah--I think it goes like this:
- Signature panel signed prior to sale
- Signature panel matches signature on sales slip
- Expiration date checked/not expired
- Authorization code received (or transaction size below floor limit)
No need to inconvenience (or annoy) your customers if you follow this procedure! Easy as cake! Piece of pie!
as a merchant I've won chargeback requests before and all they do is check if the signature is close and card was present. If we called it in as a verbal authorization and gave the secret code # for 'suspicious' they would get the cardholder to verify some info on the phone, but they still never required ID.