I've been using UA's Mileage Plus Visa card for several years, racking up more than 100K points a year. I was rarely able to use the points on a "saver" basis. Too many blackouts and too few seats when I needed to fly. So, I finally started using the points for "standard" trips - pretty expensive way to go.

I'm wondering about the programs from Chase, Wells Fargo and others that say you can use their points on multiple airlines and avoid blackouts as well as a lot of seat limits - but still fly domestic for 25,000 and some international for 40,000. They limit the points to 60,000 a year. Other than that, are there any other catches anyone can mention? Thanks.