John,

I tansferred 100,000 a few weeks back and it deifitnely took the full 28 days to come through, might have actually been a little longer?

Incidentally I did it because I wanted Diners to know I was serious about cancelling the card and switching to Amex. Subsequently they offered me double points for 3 months, and I said I wanted to pay no renewal fee and they also agreed to this. The guy on the phone also told me to call back in Feb as they are working on deals for their longer term/higher spend customers - not sure what this means but I have had card for about 10 years (from AN Golden Wing days) and spend on this card between $10-$20k p.a.

If you fit anything close to this it would be worth calling and threatening to cancel card. There are numerous posts around that indicate they usually come up with something.

Paul