how about finding something you can use dont tell me there is not a single store u shop at?

I use my points for Banana Republic/Gap Gift cards and well pretty much my whole wardrobe has been coming from there. I avg about 3-5K a month in expenses so figure every 2-3 months i get a $100 gift card.

why get $90 to the $100 instead use that hundred to save some other place you would have spent.