BKs stay on your credit report for 10 years, so that may be your problem. I had a BK back in 1983 and Amex and Citibank were on the list.
They have gotten over it, I have both cards with a credit limit over 10K on each.
Originally Posted by dolmar
goto creditnet.com.
There is a lit of creditors who never forget and will never issue you a card again if you go Bankrupt and dont pay them back.
They are Amex, Bank of America , Citibank, Chase, and US Bank. Some people have gotten cards issued from the above list when they had a very small amount discharged normally under $1K or bankruptcy was over 25 years ago before all the above banks keep everything on computer.
Some people have gotten letters from the above creditor basically saying if you want a credit card issued from us please pay X amount which included the interest owned till today. These are people who had there BK over 20 years ago. Legally after you file BK you are not required to pay them back. But legally also there are not required to issue you credit either. The fact you filed BK and had a balance with them discharge is legal reason not to extend you credit.
If you were a bank and got beat out of money would lend the same person money 10 years later hoping they dont do same thing again to you?