Originally Posted by Rampo
I have both a VISA check card and a regular ATM card from my credit union. This past year I have used both at ATMs. I was hit with just the $1 ATM fee for the regular card; for the VISA-affiliated check card I paid the ATM fee plus a foreign currency conversion fee (I forget if it was 2% or 3%).

since this is for comparison, i'm assuming both examples were international trips ... if so how were you charged only one dollar, there is still a conversion going on - was rate did they use and was there any additional charge included?