Interesting that there is such a vast difference with our experiences. It looks like they are getting it right with some folks.
I wonder if the problems I and others I know have are because of our banks. I've used BofA and BankOne (now Chase). Obviously there is something in the back end processing that either works or doesn't.
BTW gardner, Yes I was shocked. I had forgotten that FlyerTalk had an IDine forum, Hmmm, spending all that time seeing what I've been posting makes me wonder if you believe that anyone that's had a problem with IDine is a forum troll. I'm not.