Originally Posted by Don in LA
OK, just so I'm clear on this: I buy an item for $1.07. BofA will give me the 93 cents to round it up to the nearest dollar AND match the 93 cents? So, in effect, I'm spending $1.07 and getting $1.86 in return? That sounds impossible, even for three months. If so, I could go to the 99 cents only store and keep buying solitary items: for every transaction, I get the purchased item (unless I decide to return it) essentially for free and an additional 79 cents? OK, granted they'd think I was a freak, but if I did that 100 times a day for three months I'd end up with...drumroll please... $7,110 for free (plus 9,000 99 cent items). If my math is wrong, tell me; otherwise, I'm sending Mrs. Don in LA off to BofA and then the 99 cent only store tomorrow.
It is more likely to go like this:
You buy something for $1.07. BoA charges you $2.00, 93cts of which go to the virtual piggy bank. Additionally they also put another 93cts in the piggy bank which they pay.
Essentially the same as if you had paid the $1.07 with $2.00 cash and put the change in a (real life) piggy bank yourself, only difference is that BoA will put another 93cts in the piggy bank.