swv77, not only do you get the miles no matter when you pay off the amount but the reality is that in many cases you get the miles as soon as the date the monthly billing is sent out to you. That has been the case with my AMEX cards and my two affiliate MC and Visas. If my billing date is the 17th of the month, with my cards I will get the miles credited to my FF account on that date, not when I pay it off. That can be very helpful if you're close to an amount of miles you need for a specific award and need them right away. Has this been the experience of other FTers? The miles post on the billing date, not the date the bill is paid?