A word of caution here. I spent about 20 minutes filling out application on line and then came to the following message below when I had completed the form. I don't plan to have this as my main brokerage account and I don't plan to keep $20k in the account, so $25 per quarter is a very steep fee.

"Sign up for CitiOne sm now. We'll waive the $25 quarterly fee if you maintain a balance of $20,000 or when you make just 4 qualified trades. Just select any of the features below to gain access to the greater financial management CitiOne offers."