Neophyte: Keep in mind that the NEA card technically is only available to NEA members. This is clearly stated in the fine print associated with the card. I realize that some non-NEA FT'ers have gotten the card, and have used it successfully. I suppose it's up to the individual to determine whether the risk/reward of getting caught is worth it.

Also...Providian...I won't go near them for any reason. Just personal preference there...

Unless you plow a LOT of money through a credit card, the best deals in the Visa/MC market are the airline cards during promotional periods where they offer 10,000 bonus miles (they all do it - as AA is right now). The hotel cards aren't a bad alternative either, if you already accumulate points with one of the big three hotel programs.

[This message has been edited by rmccamy (edited 03-30-2001).]