The best thing about this card, at least in my case, is that it has a 9.9% APR. If you are careless and undisciplined enough to carry a balance (which, unfortunately, I am), this is one of the lowest APRs out there for an unsecured credit card.

The worst thing is that the mileage tracking is very slow. The mileage statements are mailed separately, sent every three months, mailed about 45 days after the end of the quarter, and don't include all of the most recently earned miles for the quarter. The mileage statement is not posted on the internet. This means that it can be as long as eight months between the time a mile is earned and the time that you are aware that it has been posted. This, of course, makes correcting errors difficult if not impossible, and slows down the rate at which card holders can collect their tickets.

I've repeatedly written to them, pointing out that if their bills were posted and sent this slowly they'd go broke. I have not yet gotten the courtesy of a reply.