Its been working fine for me. I've been buying gift cards a new Steakhouse that opened up for Christmas gifts, been splitting the checks at several places on a few cards trying to rack 'em up any way I can. I've explained it away a few times as a business thing but for the most part people don't really care. Plus I tip them extra if they're nice and easygoing about it and dont roll their eyes or anything like that. I'm saving all the receipts for tracking but so far so good when they actually show up in my idine account.