Originally Posted by SPN Lifer
So did you end up accepting the Dynamic Currency Conversion rates, cancelling the transaction, paying with another credit card, paying cash, or convincing the merchants to call their processing bank?
I did discuss the matter with a few merchants. One or two who could actually read the English text printed on the charge slip were surprised but none offered to call their banks. I simply stopped using VISA and used only USAA MC or MBNA AMEX, both of which are still at 1% for foreign exchange. As for the ATMs, I could discover no way around the false exchange rate. There are several ATM networks in Spain (ServiRed, 4B, and a few small ones). Has anyone tried all of them?