Originally Posted by ajnaro
As far as I can tell *ALL* VISA transactions in Spain are suffering DCC, with a 3% 'mark-up' above the exchange rate supplied by VISA. The print out explicitly says 'no commission' and contains a whole statement to the effect that the card holder has been offered a choice of currencies. But it isn't true. I speak Spanish and asked many times for the charge to be processed in euros, but the Spanish merchants simply have no idea of what is going on.
So did you end up accepting the Dynamic Currency Conversion rates, cancelling the transaction, paying with another credit card, paying cash, or convincing the merchants to call their processing bank?