Here are the main cards I will use in Europe this month:

Bank of Internet:

I have an excellent Senior Checking account with this bank. Last I looked, it pays 2.96/3%. This a full checking account, not a limited use money market account. My free ATM Visa card can be used anywhere in the world with no fee from Bank of Internet, and up to $8 rebate (probabaly per month - not sure) for fees from ATM's, even those outside of the U.S.

Pentagon Federal Credit Union

The Platinum Visa issued by this bank pays back 1.25% on all purchases, which implies a net gain of 0.25% on foreign purchases after Visa's 1% fee. No fees or add on percentages by the bank for purchases in foreign currency. Membership in this credit union is liberally available to most anyone who has or had most any type of association with the U.S. Military. The fact that I was a Coast Guard officer during the Vietnam War era qualified me.

Other banks that have pretty good, no fee Visa Debit cards include American Bank and E*Trade bank.