It's so cute when people join a group and don't read the FAQs and accepted terms for the group. I don't mean to single out anyone, but there are so many topics that are off-topic it is difficult for one to even read the buzz anymore. What happened to that idea of moderators? I also think we can all cut back on the attitude and sarcasm. Someone expressed a view, we are discussing it. Some people listen and learn. Others will never see themselves as the problem. But we could ALL try to be a BIT more "on topic" and a bit more cordial to one another. So I'll start by apologizing for my sarcastic first sentence of this post. Although the meaning behind it is sincere - we DO have some accepted guidelines here at FT.