I recently found
bigredwire . State-to-state calls are 5 cents/minute. The kicker is that you can "zap" your calls and they are removed off your phone bill!
Here is how it works. You make a call, visit the site afterward, then simply indicate which call you would like to remove (you can only remove 1 call per day) and it is deducted from your bill.
The idea is a little funky, but it does work. Check out the site for other details & limitations. I have used it for a few months and been fairly happy. The link above is a referral link, so if you do sign up for the service, please use the link above.