So, inspired by Gleff's which credit card should I use thread I am having some issues. I have several credit cards Amex Platinum for the upgrades at hotels, generally better CS, BVG, and point program that transfers to many airlines and hotels. I also have gotten the AS visa, and AA citibank visa. I don't fly a whole lot, but would like to start building miles for trips after I finish grad school next summer, and I am not sure where I am going to go (multiple places) so I am not sure which program to stick with. I like amex because I am not stuck in one program, but I could earn more miles outright with a visa or mastercard. My question is how do you decide which program to stick with? Also, am I completely crazy for wanting to "bank miles" for trips? I know it is commonly practiced to burn them as fast as possible, but what if I am trying to plan a vacation using all miles in 3 years?

Sorry for all the newb questions once again, hopefully they are not ridiculous, just trying to figure out which program to stick with.