Originally Posted by ToledoRocket
The last thing anyone wants on their credit report is a turn down. Does anyone have a feel for the min scores needed for a miles/point card? I am sure an Amex/SPG requires a higher score than a Continental Chase.
Thoughts?
You can call the issuer of the card and request the specific criteria for approval. They will more than likely have to pass you around a bit to get you to the right department that has the information but that will save you 12 points on your FICO score by not having a regular inquiry done.