It depends on how often/much do you dine out and availability (of ones you like/enjoy) of participating restaurants (in your area).

If you don't spend much on dining out, go with airline programs which has no annual fee.

Don't forget to check out
http://www.valueconsumer.com/dining/default.htm for dining program list.

------------------
For money savings ideas & tips check & FF miles bonus for finance & auto buying check out ValueConsumer.com

[This message has been edited by DH (edited 02-12-2001).]