Again, they would NOT do it for me. I asked and they forwarded on the request but she said there is no way she can do it and they cannot even do the security hold! I thought I had one on my UAL Visa but did not. And so now I wait for the form letter that will probably say they cannot do it! I explained my reasoning based on "gift cards for stores and other merchants" online that usually come in as purchases, but now some of the companies that usually pay the cost of acceptiing credit cards from customers are siliently changing terms and passing these costs over so that we get hit with fees! An example could be that you buy something like a store gift card (I did not mention the VBx cards) every week and then one day you buy one thinking it is a purchase and then you go away for a week on vacation and come home to find you have been unknowingly hit with huge finance charges and fees! I asked the CSR to tell me if Visa WANTS me to have these fees, and therefore there SHOULD be a way for me, the customer of this card, to avoid them from now. She repeated that she can only request I have my limit set to Zero, but nothing more.

Does not look good. That means I either continue to risk it when using my UAL Visa to buy my Wachovia cards (have not yet had any CA problems) or I stop using it all together.

If anyone else has success or any further info, do tell.

I have one question for the person who started buying US Bank VBx cards with your Citi MC: Did you get the $load fee for loading your VisaBuxx on your MC? I know you would not have had you used your US Bank WP Visa, but they were charging you CA fees whereas you say that Citi was treating it as a purchase.

Do tell.

Thanks!
MM