Lexus is now offering a branded Visa card. You can earn points to redeem towards the downpayment on a new Lexus (I believe up to 10% of the purchase price or 10% of the gross capitalized cost on the lease of a new Lexus). You can also join their optional Lexus Pursuites Travel Rewards Program and redeem points towards tickets on any major airline with no blackout dates, seat restrictions, or Saturday night stays required. You are not limited to just one airline. There is a non-refundable Travel Rewards Program yearly fee of $60, but the credit card, which does not require you join the Travel Rewards Program, is without an annual charge.