Carioca .. but WHO then pays the shipping and GST's on CD's??
Re Amex payment to me as a merchant, it is very fast. They would be out of business if it took more than a week - your finance guy might have told you the "90 days" story on April 1 perhaps?
If I as a merchant have an e-terminal money goes into bank account in 24 hours. If I opt for a cheque, it takes about 7 days. Thats not only Amex, but Diners, Visa, M/C etc, and I've had them all for 20 years or so as a merchant.
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Glen ~