Thank you for taking the time to reply. I guess my question wasn't clear enough. It was really about the Capital One card and if the ad/flyer was true to its word or just a bunch of crap. I have a few of the AMEX cards and have transferred MRP to airlines and had hardly any trouble redeeming for award seats. The Capital One ad made their card sound easier to use than the AMEX options with no annual fee, so to me it sounded too good to be true.

Jelliott