Originally Posted by jenae
Am I missing something here? This sounds pretty straightforward to me and like there's no reason not to do it, since I don't mind if they close the account when it expires.
I think Citi was a bad deal even before they raised their forex fee to 3% (under the old terms, it was 2% + 1% for MC).
As for "opting out" I believe that is standard procedure for any change in T&C: they send you a notice, and you can refuse the changes by dropping the account as soon as the current term expires. You'll just have to find another card by the time the Citi account is closed. But as I mentioned, I wouldn't use Citi for forex even under the old terms.