Originally Posted by themicah
Right, but the ATM owner doesn't charge a fee. Only your own bank might, and neither of my banks (Commerce Bank of NJ/NY and Umbrellabank.com) charge me anything.
MachOne was referring to the common practice in the USA of the ATM-owner charging an additional transaction fee (typically US$1 to $2.50).
I used Bank of America, Washington Mutual and Citibank ATM overseas. There is no service charge if you use their own (or affiliated bank) ATM. But they all have the 1 % minimum conversation charge. If you use other banks, such as Bank of China, Shanghai Silver Alliance or Japan Post Office, there will be a charge of US$ 5 to 8 per transaction, plus conversion fee. The three banks mentioned above have the worst conversion rate, varies between 2 to 4 % depending on the branch and the location you are at.
Hope this help on you next trip.