Originally Posted by ziobacio

Sure there is, but you have to do a little research. Not sure why you would use Citibank outside the US, since they have always been one of the worst for foreign transactions.

At least some MBNA cards (including my Fidelity MBNA) do not (yet) have any foreign transaction surcharge or fee. USAA MC also has no fee, and the USAA debit card does not charge anything for use anywhere. Further, if you qualify for USAA membership, you can have a cash back MC.