obviously that is better than 1 for 1 but taking into consideration the annual fee and that other cards are 3% or 5% do you think the 25% on your points is a better deal? Of all the cards I have researched this one does seem the best, I am just not sure that I should stick with my cash rebate cards rather than deal with wanting to travel and then being denied of using my miles because of availability. I have a timeshare and when my week is booked, my airfair does not have the ability to be flexible. What are the opinions out there about the ease of use of their miles?