Originally Posted by wahooflyer
Look
here. The link goes to the last page of the thread (as of this writing) but click back a few pages on that thread to find out more about the specific MBNA cards not charging 3%.
I'd say to be on the safe side, however, try a card from Capital One, Household Bank, or a credit union to avoid the risk of MBNA switching terms on you. (
Patelco is a good choice for a 1%-foreign-exchange credit union Visa card if by some chance you don't qualify for membership in another credit union.)
I guess it's okay if you are only going for its credit card, but for those who are thinking about its banking products, watch out for those fineprints at the bottom of its website:
"Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account.
This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get back their money.
Accounts with this institution are not insured by any state government."
Not sure what that means, but do pay attention to all fineprints!!
LAX