Originally Posted by Analise
That hasn't happened with me. Given my credit card is with MBNA, I find that amazing.

I have a LH MBNA, and an Amtrak MBNA, and both charge 1.5% per month if I take a cash advance. This may not be seen if one does not pay the cards down to zero each month.
This charge can be huge, as if I use the card in an ATM machine for a lousy 1
$1-200, and have a monthly set of charges to $10k, I get hit the 1.5% on the whole 10k, which is about $150 by my count.