I would like to bounce this idea off all of you: The facts are these: I know that the basic room price in Swiss Francs is a total of $1'070 CHF or about $890 USD at a conversion rate of .84CHF to one USD. I know that the rate fluctuates but what if I get the hotel to agree (say 7 days before my stay/checkout) to whatever the prevailing rate is at that time (e.g., a rate of $.84CHP to a dollar) and to take US traveler checks denominated in USD. Under this scenario, I would buy Amex travelers checks using my Amex credit card (and being a AAA member, there would be no fee for the checks). I would then have the requisite traveler checks to pay for the room stay in agreed-upon USD, thus not having to use credit cards. What do you think? Am I missing something?