I just got the Chase debit card too, for the miles. I agree that the credit card deal is much better but I try to avoid credit cards ... I want to pay my Chase mortgage with my debit card. Then, even if I bought NOTHING else all year, I could get a free ticket for less than $50, I figure.

But, Chase Mortgage will only accept CHECKS. Not withdrawals from your debit card (they told me that they consider it the same as a credit card, which they don't accept ...) so, here is my plan, please let me know if you know any better way!

Today I am going to go to the post office and get a money order in the amount of my mortgage. Since they only let you use your debit card to get money orders to a max of $1,000, I might have to go back more than once. They charge $0.80 per money order plus whatever the bank will charge. The mortgage co. already told me they would accept a money order and Chase bank told me that the post office transaction wouldn't count as an ATM ... (actually the guy was pretty insulting about it when I asked, pointing to the bank ATM and saying, "THAT is an ATM! Nothing else is!") so I am going to try it and see what happens. Maybe I will try the bank deposit thing too with money orders! :-)