Original Member and FlyerTalk Evangelist
Join Date: May 1998
Location: Kansas City, MO, USA
Programs: DL PM/MM, AA ExPlat, Hyatt Glob, HH Dia, National ECE, Hertz PC
Posts: 16,619
Although the 20K = 25K is good, there are a few problems:
1) you still have to charge 20K to get to this
2) It's only on 20K point transfer.
The thing with 2 is I prefer getting 1 for 1 from AMEX and DC then having the flexibility of transfering in any amount that I need to top an account off for an award. That flexibility more than makes up for the slightly lower earning rate in my opinion.