By autopay I meant the paying of my FirstUSA credit card bill automatically taken from my Wells Fargo bank account every month. (So that I don't have to remember to do it) I use Wells to pay my bills online for no fees.
As far as the miles go, all it means is that American Express SPG card will now be my primary credit card. Lower fee and transfer miles with a 20% bonus to the airlines or use for Starwood hotels. I'll use a no-fee CitiBank Master Card that refunds 2% as a backup.
P.S> I see on my VISA account that they were nice enough to also refund my $60 annual fee that I paid a month or two ago. Nice. At least they're trying.