Originally Posted by JAGMAP
Additionally, I was told there are 2 versions of the card. One version has a fixed APR of 5.9%, and the other is 7.4% but you get offers for lower rates (currently offering 2.9% for 12 billing cycles). You can pick between the two. I pay my balance off each month so neither appealed, but you can't beat 2.9% for 12 months.
That is very interesting. According to the website (
http://card.ml.com/), the only deal mentioned is a 7.4%
variable rate, with the 2.9% for the first 12 months. Did you call up to apply for the card when they mentioned the 5.9% rate? It would be great if that option were still available.