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Thread: Chase CSP refresh (2026) including reduced Hyatt transfer ratio to 4:3
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Old Today | 12:02 pm
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guv1976
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Originally Posted by kevinjm
Wow, did not see this coming. My spend on chase cards outside the WoH CC has really dropped as of recent, and now I don't see a good reason to accumulate URs.
This makes the WoH CC earning seem better now as you also get EQN. If there is a premium WoH CC coming, then that could get my attention, but CSR and its coupons are not worth the 1:1 ratio
If one is looking solely at WOH points accumulation, it still makes sense to charge dining purchases to the CSP, rather than to the WOH Visa. A $40 dining purchase would earn 120 UR points, which would convert to 90 WOH points; a $40 dining purchase charged to the WOH Visa would earn just 80 WOH points.
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