Centurion to date has been my least spent, but I aim to ramp it up. JPMR runs 150k to 350k a month because of the hidden tradeline. Gold and Plat do most of the heavy lifting, and I use BILT for 2x and CFU as my 1.5% catch-all for the spillover, but it has a limit (downgraded from CSR, just kept it for the points boost which sucks now). Just got Centurion so still figuring it out, but booked a dinner for 6 through the concierge the other day, $700 tab, and when I went to pay they said it was on them since I booked through Centurion. Hope that happens more lol. Honestly wish BILT gave me a bigger limit too, they kinda nerfed the rent day transfers down 100k bonus points. Did catch the 125% bonus on 444k JAL miles 2 months ago.