Originally Posted by travelingdrsuz

The $50 hotel credit plus the primary auto insurance outside NY are two major reasons to me. That equates to $45 a year for primary auto insurance if you don't mind one night a year in a third-party hotel booking. That's if you use no other benefits at all. The CSP is generally considered one of the better cards out there and better all-around values. I would hesitate canceling this one over most others, but without the UR points, it does lose some allure, I admit. I have all-but-replaced my United and Hyatt cards with it because of the UR transfer to WOH and and the devaluation of UA in general. I kept my WOH card since it comes with a free night each year, paying for itself. But I downgraded the UA card to the no AF card once it went up to $150. Rumors are abounding the CSP is going that route too, but I think rhat's one I will keep even at $150.